A crypto card spends a crypto or stablecoin balance at ordinary shops, converting at checkout. We track 28 of them and check the four things that actually decide which one suits you — cashback, fees, KYC, and where the card really works.
Cards tracked: 13 reviewed in depth out of 28 total, as of September 2026.
Every crypto card leads with a headline cashback number. We go further and check the tier that unlocks it, the countries it covers, and the fees that apply when you spend across currencies — so you can see which card pays you the most for the way you actually spend.
How we checkThe advertised rate, the tier that unlocks it, and what it pays out in, so you see the return on the way you really spend, not just the number on the banner.
Annual fee, top-up fee, FX spread and ATM limits, gathered from the issuer's own pages so you can weigh the full cost of a card in a few seconds.
Country coverage and verification levels sit near the top of every review, so you know within seconds that a card is open to you before reading any further.
0%–5% CRO rewards across five tiers, free at entry · Free (Ruby Steel and above require a subscription or CRO lockup)
Visa · Custodial
Read the review → NexoUp to 2% in NEXO tokens (Credit Mode only, $5,000+ balance) · Free
Mastercard · Custodial
Read the review → WirexUp to 8% cashback, valued and paid in USD (Wirex One tiers) · Free (no subscription fee under Wirex One)
Visa · Custodial
Read the review → MetaMask1% back in mUSD (free virtual card); 3% on the first $10,000/month spent, then 1% after (metal card, $199/yr) · Free (virtual) / $199/yr (metal)
Mastercard · Self-custodial
Read the review → Gemini4% on gas, EV charging and transit (first $300/month, then 1%), 3% dining, 2% groceries, 1% everything else — paid in crypto · No annual fee, no foreign transaction fees
Mastercard · Custodial
Read the review → Gnosis Pay1–5% in GNO, tiered by GNO holdings (interim programme through 2026-09-30) · Free (virtual) / one-time issuance fee for physical (commonly reported ~€30, not independently confirmed on an official fee page)
Visa · Self-custodial
Read the review → Ether.fi3% up to a monthly cap ($2K/$10K/$50K by tier), then 1% then 0.5%; invite-only VIP tier reaches 4% · Not clearly published by ether.fi — not independently confirmed
Visa · Self-custodial
Read the review → Bybit2%–10% cashback across six tiers (2% at entry) · Free
Mastercard · Custodial
Read the review → BinanceUp to 3% cashback · Free (no annual or issuing fee)
Mastercard · Custodial
Read the review → Plutus3% on every plan, rising to up to 9% via PLU-based reward levels — paid in PLU, on a monthly capped amount · Monthly plan £6.99 (Starter), £9.99 (Everyday) or £19.99 (Premium) as shown with promotional pricing; virtual card free, physical card €9.99/£9.99
Visa · Custodial
Read the review → Fold1.5% back in bitcoin with no cap, up to 4% with bonuses; paid entirely in bitcoin · No annual fee (other fees for late or returned payments may apply)
Visa · Custodial
Read the review → IZIPAYNo cashback · $49.99 one-time issuance, 3% top-up fee, no monthly fee
Visa · Custodial
Read the review → CasherCardNo cashback · $4 per card issued, 5% top-up fee, no monthly fee
Visa · Custodial
Read the review →These are the two strongest options we have fully verified: every rate, fee and eligibility rule checked against the issuer's own page. 28 more are in the queue, and each one goes live the moment its terms are confirmed.
| Card | Network | Cashback | Annual fee | KYC |
|---|---|---|---|---|
| Crypto.com Visa Card | Visa | 0%–5% CRO rewards across five tiers, free at entry | Free (Ruby Steel and above require a subscription or CRO lockup) | Required |
| Nexo Card | Mastercard | Up to 2% in NEXO tokens (Credit Mode only, $5,000+ balance) | Free | Required |
| Wirex Card | Visa | Up to 8% cashback, valued and paid in USD (Wirex One tiers) | Free (no subscription fee under Wirex One) | Required |
| MetaMask Card | Mastercard | 1% back in mUSD (free virtual card); 3% on the first $10,000/month spent, then 1% after (metal card, $199/yr) | Free (virtual) / $199/yr (metal) | Required |
| Gemini Credit Card | Mastercard | 4% on gas, EV charging and transit (first $300/month, then 1%), 3% dining, 2% groceries, 1% everything else — paid in crypto | No annual fee, no foreign transaction fees | Required |
| Gnosis Pay Card | Visa | 1–5% in GNO, tiered by GNO holdings (interim programme through 2026-09-30) | Free (virtual) / one-time issuance fee for physical (commonly reported ~€30, not independently confirmed on an official fee page) | Required |
| Ether.fi Cash Card | Visa | 3% up to a monthly cap ($2K/$10K/$50K by tier), then 1% then 0.5%; invite-only VIP tier reaches 4% | Not clearly published by ether.fi — not independently confirmed | Required |
| Bybit Card | Mastercard | 2%–10% cashback across six tiers (2% at entry) | Free | Required |
| Binance Card | Mastercard | Up to 3% cashback | Free (no annual or issuing fee) | Required |
| Plutus Card | Visa | 3% on every plan, rising to up to 9% via PLU-based reward levels — paid in PLU, on a monthly capped amount | Monthly plan £6.99 (Starter), £9.99 (Everyday) or £19.99 (Premium) as shown with promotional pricing; virtual card free, physical card €9.99/£9.99 | Required |
| Fold Bitcoin Credit Card | Visa | 1.5% back in bitcoin with no cap, up to 4% with bonuses; paid entirely in bitcoin | No annual fee (other fees for late or returned payments may apply) | Required |
| IZIPAY Virtual Crypto Card | Visa | No cashback | $49.99 one-time issuance, 3% top-up fee, no monthly fee | Not required |
| CasherCard Virtual Visa | Visa | No cashback | $4 per card issued, 5% top-up fee, no monthly fee | Not required |
More cards are added to this comparison each week as their terms are verified.
Get these right and you pick the card that pays you the most, first time.
The strongest rewards sit on fully verified accounts, because those cards run on the Visa and Mastercard networks. It is a one-time step that opens up the whole category; the no-KYC page covers what is available at each level.
Cashback runs on tiers, and the entry tier is usually easier to reach than people assume. Check the tier your normal spending puts you in; that is the rate you will actually earn.
A 100% rebate on subscriptions you already pay for is worth more than a percentage point of cashback. The benefits worth having are usually the specific ones.
Every card we track settles on one of these networks
Full terms, eligibility and fees for the Bybit and Binance cards, checked against each issuer's own page, not repeated from a press release.
Figures checked against each issuer's own page as of September 2026. Card terms change often — confirm with the issuer before applying. We publish no star ratings of our own and take no payment for placement.
